OnPay vs Gusto Benefits
Side-by-side comparison of OnPay and Gusto Benefits to help you choose the right tool.
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| Feature | OnPay | Gusto Benefits |
|---|---|---|
| Pricing | $40/mo + $6/person | $0-$6/person/mo |
| Rating | ⭐ 4.8/5 | ⭐ 4.5/5 |
| Categories | payroll | payroll |
| Full payroll | ✅ | ❌ |
| All 50 state tax filing | ✅ | ❌ |
| Benefits admin | ✅ | ❌ |
| HR tools | ✅ | ❌ |
| Contractor payments | ✅ | ❌ |
| Workers comp | ✅ | ✅ |
| Health insurance | ❌ | ✅ |
| 401(k) | ❌ | ✅ |
| HSA/FSA | ❌ | ✅ |
| Commuter benefits | ❌ | ✅ |
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